Cost
Of Living
Support
everyday costs
These last years’ have been very difficult with large increases in lots of everyday costs, especially for energy and food. This has made it hard for people to meet all their obligations, and to keep themselves and their households warm and well fed.
On this page you can find information about the various help that is available specifically around meeting the current cost of living challenges, as well as ideas about how to save money.
This is accurate as at April 2026. We will publish regular updates – so remember to come back and see what might have changed.
Listen to Our Podcast
Help with fuel costs
Warm Home Discount
The Warm Home Discount Scheme has closed. It will reopen in October 2026
Saving on energy use:
Not everyone finds it easy to save money on the amount of energy that they use, but if you can, it will play a part in helping you cope with the sudden rises in costs. A useful, and reliable source of advice on how to save on energy can be found on the Energy Savings Trust website.
If you would like someone to visit your home to check on whether you can save any more money contact Groundwork Trust, a Greater Manchester charity that undertakes home visits.
Beat the Crisis Podcast
Financial Support if you are on a low income
Get in touch with Citizens Advice Salford if you would like a full check on your entitlement to welfare benefits or help with debts that are struggling to pay- see our Get Advice page for how to contact us.
Contact the Citizens Advice Help to Claim service to check whether you are entitled to Universal Credit:
You can chat online via this page or you can contact an adviser through our free phone service. Advisers are available 8am to 6pm, Monday to Friday on 0800 144 8 444
If you would like to explore your benefit entitlement online see the online information here.
You can also access local support via Better Off in Salford
Help from Salford Council
Crisis and Resilience Fund (the council’s emergency help scheme):
The council might be able to help you in emergencies through the Crisis and Resilience Fund•Salford City Council. See the council’s other Cost of Living services here.
Listen to Our Latest Podcast
Help with your food costs
The Healthy Start Scheme:
The healthy start scheme gives families of children under 4, or where someone is 10 weeks or more pregnant a credit (on an electronic card) to be used to buy milk; fresh, frozen, or tinned fruit and vegetables; pulses; or infant milk.
You need to be in receipt of certain benefits, for more information on the scheme, and how to apply go to the Healthy Start website
Don’t forget you should also be entitled to free vitamins as well – which is the case in Salford. These are available to any families with children under 5, regardless of income. See here for more information from Salford Council.
Salford’s network of food clubs
There are food clubs in pretty much every part of the city. You need to be on a low income to join a food club. It works by people spending something like £3 each week to buy a weekly shop worth about £15 to £20. This is on a weekly basis. The food for food clubs comes from surpluses, or near to date produce from local supermarkets, or directly from the food industry.
Visit the Salford CVS site to find out the nearest food club to you.
Food Banks
Salford has a comprehensive range of food banks – available throughout the city. If you need to use a food bank then you need to get an (electronic) voucher from an organisation like us, or your school, or your GP, etc. Food banks generally limit the help they can give to three food parcels in a six-month period. They are aimed at helping you manage a temporary food emergency. Find out more on the Salford Food Bank website.
Supermarkets
The various supermarkets have cost costing or loyalty discount schemes that can help save some money as well.
Clubcard
Tesco
Clubcard scheme - offers reduced prices on selected items as well as the ability to collect points which create money off vouchers
Lidl
Discount and money offer coupons
ASDA
Build up a cashpot to convert into money off vouchers
Discount
Morrisons
Discount and money offer coupons
Sainsbury's
Collect Nectar points and save against future shopping
Other Shopping
It’s always worth checking out with a particular retailer if you are a frequent shopper with them to see if they offer any loyalty schemes.
Does your employer offer a scheme which gives you access to discount vouchers?
Have you thought of shopping using Cashback websites to help save money?
Does your bank offer a rewards scheme when you use your debit card?
Also check Money Saving Supermarket for shopping tips
Children, school and help with costs of child care
Help with child care costs
There is a lot of financial support out there from nursery age children to 16 year olds at school and you don’t have to receive welfare benefits to get help. Check the different ways you can apply for support here.
Help with baby clothes, equipment and food for infants
Salford has two baby banks who can help with baby clothes, equipment and emergency food. These can be used in addition to the health start scheme. See information on Visit from The Stork here and Daughters of Salford here
You can also access the Charedi community baby bank at the Hershel Weiss Centre, 25 Northumberland Street, Salford M7 4DR. Telephone 0161 778 0070.
Don’t forget to also read about the healthy start scheme. You normally need to be referred by a professional that knows you, such as your GP, health visitor or us.
Help with school uniforms:
Each run up to summer we work with our partners Wood Street Mission to deliver a school uniform project. You need to be referred to the scheme and we can do this for you.
We can also, throughout the year, refer you to our partners Emmaus Salford – who run a school uniform hub, providing free items of school uniform for Salford schools as well as school shoes.
Free School Meals
Find out more information here
Help with getting Christmas presents:
Our colleagues at Wood Street Mission will also provide Christmas presents for families that can’t afford them. You will need a referral from a local agency.
Help with reducing household expenditure
Citizens Advice has tips and advice on saving money here
For broadband social tariffs for low income households visit Uswitch
Money Saving Supermarket also regularly updates its information on how to make savings on all household expenditure here
Visit the Money Helper site for help reducing costs if you have a car
Help with health costs
Prescriptions and help with NHS costs:
We often see people who do not realise that help might be able to meet the costs of prescriptions, or if not getting help it still might help with the costs of prescription to use the prepaid prescription scheme.
Check if you’re eligible automatically for full help with NHS Costs here (includes prescriptions, dental treatment charges, the cost of sight tests, glasses and contact lenses, the cost of travelling to receive NHS treatment and NHS wigs and fabric supports)
Apply under NHS Low Income Scheme (partial help with all the above)
Telephone: 0300 330 1343
Already entitled to help with NHS costs and need a refund ? (state which type of costs you need a refund for)
Telephone: 0300 330 1343
NHS Prescription Prepayment Certificate. Pay NHS prescriptions for a set price. Saves you money if you need more than 3 items in 3 months, or 11 items in 12 months. (Apply online and pay on full at your local pharmacy)
Telephone: 0300 330 1341 to set up a monthly direct debit.
Some tax savings
Don’t forget the tax rebate you are due if you have been required to work from home. Check here
There is also a saving for some married couples if your partner is not using their full tax allowance and this might be transferred.
Other websites with more information
For more general advice it is worth reading the national Citizens Advice information and advice on dealing with the cost of living crisis by visiting: https://www.citizensadvice.org.uk/debt-and-money/get-help-with-the-cost-of-living/
Salford City Council has also produced a special webpage and a help line, just go to: https://www.salford.gov.uk/advice-and-support/support-with-the-cost-of-living/ or phone 0800 952 1000
You can also get information from the government’s website on dealing with the costs of living here:
Martin Lewis’s Money Saving Expert site has weekly tips and offers on making savings